Charlotte, North Carolina Boat Insurance

On the Water, on the Trailer, and in Storage

Coverage for boats, jet skis, and personal watercraft around Charlotte, matched to what you actually own rather than a category on a form.

At H.B. Cantrell & Co, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Charlotte, North Carolina insurance coverage needs.

Let one of our experienced agents help you find the coverage that matches your needs and offer recommendations to best fit your situation. The following list some of the many coverages that we can offer:

- Physical Damage Coverage - Adding this coverage to your policy can help protect your boat while in storage and during transport. This covers your boat as well when out of the water, including but not limited to: fire, lightning, vandalism or theft. You can also obtain emergency service reimbursement for expenses related to towing, labor or supplies.

- Liability Coverage - This coverage will assist you in the event of a collision with another boat, dock or other boaters.

- Personal Liability - helps protect you or a family member if you have an accident that causes injury to another person.

- Medical Payments - covering medical expenses if you or someone in your boat is involved in an accident.

- Property Damage - damage that may be caused to another persons property while operating your watercraft.

Boat and Watercraft Insurance in Charlotte, North Carolina

Consult with one of our professional agents at H.B. Cantrell & Co to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include:

- Accident forgiveness

- Roadside Assistance

- Boat Removal

- Boating Safety

- Multi policy discounts

Ready to Review Your Insurance?

Let’s make sure your coverage still fits your life or business. Our team can help you explore options, compare policies, and make confident decisions.

1501 E 7th St Charlotte, NC 28204 | Phone: 704-954-9000 | Fax: 704-344-8877 | Located in Charlotte, North Carolina. We also serve the Gastonia, Huntersville, Mooresville, Rock Hill, and Waxhaw areas. - Licensed in North Carolina and  South Carolina

Copyright 2026. All rights reserved.